Important Disclaimer

Our site, emails, SMS, calls, and materials are educational only. We do not provide legal, tax, accounting, or investment advice. For professional guidance in these areas, please consult with a licensed professional who can address your specific situation.

Credit outcomes depend on multiple factors including your credit history, the credit bureaus, creditors, and your personal actions. We cannot promise specific removals, score changes, loan approvals, or funding amounts. Every situation is unique, and results will vary.

We dispute only items that are inaccurate, incomplete, or unverifiable according to credit reporting laws. We will not dispute accurate negative items or suggest creating a new credit identity. Our approach is ethical and compliant with all applicable regulations.

Any funding examples or case studies shown are for illustration purposes only. Lenders independently determine approvals, interest rates, credit limits, and loan terms. We do not make lending decisions or guarantee any specific funding outcomes.

Client stories and testimonials are real and authentic. Some names and images may be anonymized for privacy or used with explicit permission. Individual results vary significantly, and past success does not guarantee future outcomes for any particular client.

We do not run hard inquiries that could impact your credit score. With your consent, we may use credit reports you upload or perform soft pulls through our approved monitoring partners, which do not affect your credit score.

We may link to or integrate with third-party services (scheduling systems, CRM platforms, payment processors). These services have their own terms and privacy policies. We are not responsible for their practices, availability, or performance.